What is Business Liability Insurance?

Public and Product Liability Insurance protects businesses from paying compensation to a third party in the event of personal accidents, injury, or property damage resulting from  covered business activity and manufactured or supplied product.

What does Business Liability Insurance cover?

Public and Products Liability Insurance is designed to protect you and your business from the significant costs associated with any legal action because of your actual or alleged negligence, or statutory liability that has caused third party property damage or personal injury, whilst acting under your business (including employees) or through your products.

Public and Product Liability Insurance helps to protect your business in the event a claim for compensation is brought against you for injury or damage arising out of the course of your business. This could include:

  • Slips & falls on your premises
  • Damage to a third party’s property
  • Injury caused by you or one of your employee’s negligence
  • Faulty or defective products – manufactured and/or supplied by you
  • Workers’ compensation recovery claims for labour-hire employees/contractors
  • Defending legal fees

Working with an Insurance Broker and Risk Adviser will protect your business and ensure you have the right insurance cover in place.

Austbrokers can offer you trusted insurance advice to all your insurance needs, guidance, and long term support. Find out how Austbrokers can help you today!

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