What is Workers Compensation Insurance?

Workers Compensation is a form of insurance designed to protect your business when employees are injured at work.

What does Workers Compensation Insurance cover?

Workers Compensation Insurance is intended to cover medical expenses and rehabilitation costs associated with a work related injury. It includes benefits payable to employees who are injured and or incapable of working, such as:

  • Employees’ wages
  • Cost of medical expenses
  • Treatment expenses
  • Rehabilitation costs to return to work


Workers Compensation is compulsory in Australia for all businesses that employ workers on a full-time, part-time, casual basis, temporary, some contractor services, and apprenticeship. Each state and territory have their own governing body and different rules in place.

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